Lyon: Health Spending Is A Major Problem For Businesses

If you are interested in him in Washington to discuss the reform of health care should be at least one new or headline November 30th Congressional Budget Office report, “Analysis of health insurance as part of patient safety and affordable health law. This analysis examines the costs of health for individuals and corporations.

Most of the press to change (for example, the New York Times, the premiums for health care workers in May bit of research revealed the cause of the budget) that the legislation is less damage. However, there is the report noted that the reform does not work – the Small Business Association of Michigan has held talks with representatives elected in the last month.

SBAM represents small businesses in Michigan. We recognize that health is a problem for businesses to buy coverage in the small group or individual market will be determined in this analysis as an employer with 50 employees or less. Estimates for small businesses, community organizations that changes) in the average premium per person, which will be insignificant compared to legislation (under current law. Individual rates are much worse than the market, and are estimated to increase another 10 percent to 13 percent.

Remember that the normal inflation of health care will average 10 per cent per year. In other words, protection of patient rights and access to care poor did not matter that Obama became the President and the Congress leadership, namely the laws of the cost curve or bend; it must explain what a layman to reverse or slow the growth of health spending.

Our idea is simple: the problem, small business insurance Michigan health is cost. If, before the law does not permit (or the costs bend the cost curve down), the ultimate goal available to improve access to health care quality will not be achieved.

So what can we be left? Congress decides whether or not more than 30 million people in the broken system of nearly $ 100 billion per year. They hope that the function of controlling costs, many of whom are research or experimental programs that could afford to work. How bad is it?

Called “public option” will be adjusted according to Medicare and Medicaid systems. System Medicare only has an annual budget of 440 billion dollars and is estimated to suffer from fraud and waste in the $ 47 billion per year. Over 10 per cent of every dollar we pay our taxes are spent for cheating Medicare. You pay for police or firefighters, which showed that 90 percent of the time?

First, fix what is broken.

The insured must be decided, but the decision has been taken into account, has this potential and creates chaos throughout the health system, including employers, employees, suppliers and patients institution. The danger lies in the fact that often it costs the same $ 1 trillion is currently estimated. Outside of Washington, who will keep in mind, what is it?

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